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Income Tax Calculator 2024-25

New Regime vs Old Regime — dono compare karein aur jaanein aapka net tax kitna banega!

4.9 ⭐ (67,420 ratings) • FY 2024-25 Updated • 🇮🇳 Exact Govt Slabs • 100% Free
📋 Apni Income Details Bharein
₹8,00,000
₹1L₹1Cr
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📂 Old Regime Deductions Optional
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NEW
New Regime
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Calculating...
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OLD
Old Regime
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Calculating...
Calculating best option...
Gross Income ₹0
Standard Deduction − ₹75,000
Taxable Income ₹0
Slab-wise Tax (New Regime FY 2024-25)
Income SlabRateTax
Tax on Income₹0
87A Rebate₹0
Surcharge₹0
Health & Ed. Cess (4%)₹0
Total Tax Payable ₹0
Monthly TDS (approx) ₹0

📊 Income Tax Slabs FY 2024-25 — New vs Old Regime

🆕 New Regime (Default)
Income SlabTax Rate
Up to ₹3,00,000Nil
₹3,00,001 – ₹7,00,0005%
₹7,00,001 – ₹10,00,00010%
₹10,00,001 – ₹12,00,00015%
₹12,00,001 – ₹15,00,00020%
Above ₹15,00,00030%
✅ Standard Deduction: ₹75,000
✅ 87A Rebate: ₹7L tak zero tax
📋 Old Regime
Income Slab (General)Tax Rate
Up to ₹2,50,000Nil
₹2,50,001 – ₹5,00,0005%
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%
✅ Standard Deduction: ₹50,000
✅ 87A Rebate: ₹5L tak zero tax
✅ HRA, 80C, 80D deductions available

💡 Konsa Regime Choose Karein?

🆕 New Regime Kab Better Agar aapke paas kam deductions hain — na HRA, na home loan, na heavy 80C investment. ₹7L tak effectively zero tax. Simple aur default hai ab.
📋 Old Regime Kab Better Agar aap ₹1.5L 80C, full HRA, home loan interest ₹2L claim karte hain toh old regime mein zyada savings ho sakti hain. Total deductions ₹3-4L+ hone chahiye.
📌 Surcharge Rules ₹50L-₹1Cr income pe 10% surcharge. ₹1Cr-₹2Cr pe 15%. ₹2Cr-₹5Cr pe 25%. ₹5Cr+ pe 37% (new regime mein max 25%). Cess 4% sab pe.
🔄 Regime Switch Salaried employees har saal employer ko switch kar sakte hain. Business waalon ke liye switch limited hai. Calculator se compare karke decide karein.

🌟 Is Calculator Ki Khasiyat

  • New vs Old Compare: Dono side by side — best option highlighted
  • Exact Govt Slabs: FY 2024-25 ke exact IT department slabs
  • 87A Rebate Auto: Eligible hone pe automatic zero tax
  • Surcharge Auto: ₹50L+ income pe automatic surcharge calculation
  • Slab Breakup: Har slab pe kitna tax — clearly dikhata hai
  • Monthly TDS: Annual tax ÷ 12 = approximate monthly TDS
  • Age Groups: Senior citizen aur super senior ke alag slabs
  • All Deductions: HRA, 80C, 80D, 24B, 80E old regime ke liye

Income Tax Calculator FY 2024-25 — New aur Old Regime Comparison

FY 2024-25 (Assessment Year 2025-26) ke liye India mein income tax calculate karna ab aur bhi zaroori ho gaya hai kyunki government ne new tax regime ko default bana diya hai. Hamare free calculator se aap sirf apni income aur deductions enter karein — baaki sab automatic calculate hoga.

New Tax Regime 2024-25 — Key Changes

Budget 2024 mein new regime mein kaafi changes aaye: Standard deduction ₹50,000 se badhakar ₹75,000 ho gayi. Tax-free limit effectively ₹7.75L tak pahunch gayi (₹7L taxable + ₹75K standard deduction). ₹7L tak 87A rebate ke baad zero tax dena hoga.

Old Regime vs New Regime — Break-even Point

Agar aapki total deductions ₹3.75L se zyada hain toh old regime faaydemand ho sakta hai. Isse kam deductions pe new regime better hai. ₹15L+ income waalon ke liye generally new regime mein zyada bachata hai agar heavy deductions nahi hain.

Section 87A Rebate — Tax Zero Kab Hoga?

New regime mein ₹7L tak taxable income pe poora tax rebate milta hai — matlab zero tax. Old regime mein ₹5L tak. Ye sirf resident individuals ke liye hai. Special rate incomes (LTCG etc.) pe 87A rebate nahi milta.

Surcharge on Income Tax 2024-25

Total income ₹50L se ₹1Cr ke beech: 10% surcharge. ₹1Cr se ₹2Cr: 15%. ₹2Cr se ₹5Cr: 25%. ₹5Cr+: Old regime mein 37%, new regime mein max 25%. Surcharge ke baad 4% Health & Education Cess lagta hai.

Frequently Asked Questions

₹10 LPA salary pe kitna income tax lagega 2024-25 mein?

New regime: Standard deduction ₹75K nikalne ke baad taxable income ₹9.25L. Tax = ₹20,000 (5% on 4L) + ₹22,500 (10% on 2.25L) = ₹42,500 + 4% cess = ₹44,200 approx. Old regime mein deductions pe depend karega.

₹5 LPA salary pe tax dena hoga?

New regime mein: ₹5L - ₹75K standard deduction = ₹4.25L taxable. Tax on ₹4.25L = ₹6,250. Lekin 87A rebate milega, isliye net tax = ZERO! Old regime mein bhi ₹5L pe zero tax (87A rebate).

New regime mein HRA milta hai kya?

Nahi. New regime mein HRA, LTA, 80C, 80D, home loan interest jaisi deductions available nahi hain. Sirf ₹75,000 standard deduction milti hai. Isliye heavy deductions waalon ke liye old regime better ho sakta hai.

Income tax return (ITR) kab file karein?

FY 2024-25 (AY 2025-26) ke liye ITR filing last date 31 July 2025 hai (without penalty). Salaried individuals ITR-1 ya ITR-2 file karte hain. Advance tax quarterly bharna hota hai agar estimated tax ₹10,000+ ho.

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Important Disclaimer

This tool is provided for informational and educational purposes only. Results generated are estimates or general guidance and should not be considered as professional advice or 100% accurate predictions.

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Accuracy Notice

Results may vary based on inputs, algorithms, and external factors. Always verify critical information with qualified professionals.

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No Professional Advice

This tool does not replace consultation with doctors, lawyers, astrologers, financial advisors, or other licensed professionals.

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