FY 2024-25 mein new tax regime mein kitna tax lagega?

New regime 2024-25: ₹3L tak 0%, ₹3-7L pe 5%, ₹7-10L pe 10%, ₹10-12L pe 15%, ₹12-15L pe 20%, ₹15L+ pe 30%. ₹75,000 standard deduction aur ₹25,000 rebate (₹7L tak) available hai.

New regime vs old regime — kaun better hai?

Agar aapke paas 80C, HRA, home loan jaise deductions zyada hain toh old regime better ho sakta hai. Agar deductions kam hain ya nayi job hai toh new regime mein zyada savings hoti hain. Hamar calculator dono compare karke better option dikhata hai.

87A rebate kya hai aur kise milta hai?

Section 87A rebate: New regime mein ₹7L tak taxable income pe poora tax zero ho jaata hai (₹25,000 max rebate). Old regime mein ₹5L tak taxable income pe zero tax (₹12,500 max rebate). Ye sirf resident Indians ko milta hai.

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Income Tax Calculator 2024-25

New Regime vs Old Regime — dono compare karein aur jaanein aapka net tax kitna banega!

4.9 ⭐ (67,420 ratings) • FY 2024-25 Updated • 🇮🇳 Exact Govt Slabs • 100% Free

📋 Apni Income Details Bharein

👤 Age Group

💰 Annual Income (CTC / Gross) ₹8,00,000

₹1L₹1Cr

₹

📂 Old Regime Deductions Optional

🏠 HRA Exemption

₹

💼 80C (LIC, PF, ELSS etc.)

₹

🏥 80D (Health Insurance)

₹

🏡 Home Loan Interest (24B)

₹

📚 80E / 80TTA / Other

₹

NEW

New Regime

₹0

Calculating...

OLD

Old Regime

₹0

Calculating...

Gross Income ₹0

Standard Deduction − ₹75,000

Taxable Income ₹0

Slab-wise Tax (New Regime FY 2024-25)

Income Slab	Rate	Tax

Tax on Income₹0

87A Rebate₹0

Surcharge₹0

Health & Ed. Cess (4%)₹0

Total Tax Payable ₹0

Monthly TDS (approx) ₹0

📊 Income Tax Slabs FY 2024-25 — New vs Old Regime

🆕 New Regime (Default)

Income Slab	Tax Rate
Up to ₹3,00,000	Nil
₹3,00,001 – ₹7,00,000	5%
₹7,00,001 – ₹10,00,000	10%
₹10,00,001 – ₹12,00,000	15%
₹12,00,001 – ₹15,00,000	20%
Above ₹15,00,000	30%

✅ Standard Deduction: ₹75,000
✅ 87A Rebate: ₹7L tak zero tax

📋 Old Regime

Income Slab (General)	Tax Rate
Up to ₹2,50,000	Nil
₹2,50,001 – ₹5,00,000	5%
₹5,00,001 – ₹10,00,000	20%
Above ₹10,00,000	30%

✅ Standard Deduction: ₹50,000
✅ 87A Rebate: ₹5L tak zero tax
✅ HRA, 80C, 80D deductions available

💡 Konsa Regime Choose Karein?

🆕 New Regime Kab Better Agar aapke paas kam deductions hain — na HRA, na home loan, na heavy 80C investment. ₹7L tak effectively zero tax. Simple aur default hai ab.

📋 Old Regime Kab Better Agar aap ₹1.5L 80C, full HRA, home loan interest ₹2L claim karte hain toh old regime mein zyada savings ho sakti hain. Total deductions ₹3-4L+ hone chahiye.

📌 Surcharge Rules ₹50L-₹1Cr income pe 10% surcharge. ₹1Cr-₹2Cr pe 15%. ₹2Cr-₹5Cr pe 25%. ₹5Cr+ pe 37% (new regime mein max 25%). Cess 4% sab pe.

🔄 Regime Switch Salaried employees har saal employer ko switch kar sakte hain. Business waalon ke liye switch limited hai. Calculator se compare karke decide karein.

🌟 Is Calculator Ki Khasiyat

New vs Old Compare: Dono side by side — best option highlighted
Exact Govt Slabs: FY 2024-25 ke exact IT department slabs
87A Rebate Auto: Eligible hone pe automatic zero tax
Surcharge Auto: ₹50L+ income pe automatic surcharge calculation
Slab Breakup: Har slab pe kitna tax — clearly dikhata hai
Monthly TDS: Annual tax ÷ 12 = approximate monthly TDS
Age Groups: Senior citizen aur super senior ke alag slabs
All Deductions: HRA, 80C, 80D, 24B, 80E old regime ke liye

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