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SIP Calculator

Monthly SIP amount, tenure aur expected return daao — maturity amount aur returns chart ke saath instantly jaanein!

4.9 ⭐ (45,230 ratings) • 100% Free • 📊 Visual Chart

💰 SIP Details Bharein

📅 Monthly Investment

₹5,000

₹500₹2L

₹

⏳ Investment Period

10 Yr

1 Yr40 Yr

Years

📊 Expected Annual Return

12%

1%30%

⚡ Quick Presets

Maturity

₹0

💼

Total Invested

₹0

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Est. Returns

₹0

🏆

Total Value

₹0

Wealth Gain 0%

XIRR (approx) 0%

Total Months 0

📋 Year-wise Growth

Year	Invested	Returns	Total Value

📈 SIP Kya Hota Hai?

📅 Systematic Investment SIP matlab har mahine ek fixed amount mutual fund mein invest karna. Compounding ki wajah se long-term mein chhoti investment bhi badi ban jaati hai.

📊 Compounding Power ₹5,000/month @ 12% return for 20 years = ₹49.9 Lakh invested par total value ₹1.99 Crore! Returns invested amount se 3x zyada!

⚖️ Rupee Cost Averaging Market up ho ya down — SIP se har price pe units milti hain. Long-term average cost reduce hota hai — risk kam hota hai.

💡 Return Expectations Large Cap funds: 10-12%. Mid Cap: 12-15%. Small Cap: 15-18%. Index Funds: 10-12%. Historical Nifty 50 average ~12% CAGR.

🌟 Is Calculator Ki Khasiyat

Live Sliders: Drag karo — instantly result update hota hai
Donut Chart: Invested vs Returns visual breakdown
Year-wise Table: Har saal ka invested, returns aur total value
Wealth Gain %: Kitni baar paisa badha — clearly dikhta hai
Quick Presets: Common SIP scenarios ek click mein
Exact Formula: Same formula jo banks aur AMCs use karti hain

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Important Disclaimer - Read Before Use

This tool is provided for informational, educational, and entertainment purposes only. Results are estimates or AI-generated content and should NOT be considered as professional advice, guaranteed predictions, or 100% accurate information.

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AI & Accuracy Notice

AI can make mistakes, hallucinate, or provide inaccurate information. All calculators, generators, and AI tools may contain errors or bugs. Results are estimates only. Always verify critical information independently before using for important decisions.

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Health & Finance Tools

NOT medical, financial, or tax advice. BMI, pregnancy, period, calorie, tax, SIP, EMI calculators provide general estimates only. Never replace professional consultation. For health, pregnancy, investments, or tax decisions, always consult licensed doctors, CAs, or financial advisors.

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Astrology & Religious Content

Not guaranteed predictions or authentic religious scriptures. Kundli, horoscopes, numerology, vastu, aartis, chalisas, mantras are for entertainment and personal reflection only. Practices vary by tradition. For serious guidance, consult qualified astrologers, priests, or spiritual advisors.

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No Professional Advice

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User Responsibility & Liability

Use entirely at your own risk. You are responsible for: verifying outputs, copyright compliance, data backup, and consequences of decisions made using tool results. We are NOT liable for any damages, losses, or consequences arising from tool use. Users must be 18+ or have parental consent.

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Tools provided "as is" without warranties. We may modify, update, or discontinue tools anytime without notice. External links/APIs are third-party and not our responsibility. No guarantee of uptime, accuracy, or data storage. Always save important outputs locally.

⚠️ BY USING THIS TOOL, YOU ACKNOWLEDGE: Results are for informational/entertainment purposes only • NOT a substitute for professional advice • AI/tools can make errors • You accept all risks • You will consult qualified professionals for critical decisions (health, finance, legal, religious) • You release us from all liability for any damages or consequences.

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